FHA, VA, USDA, and conventional loans qualify. Down payments start as low as 0% for VA and USDA loans, 3.5% for FHA.
ICONIQ homes qualify for conventional, FHA, VA, and USDA loans. FHA loans require as little as 3.5% down, VA loans offer 0% down for eligible veterans and active military, and many of our communities qualify for USDA financing with 0% down.
Down payments start as low as 0% for VA and USDA loans (if eligible), 3.5% for FHA loans, and 5–20% for conventional loans. Texas down payment assistance programs may further reduce the cash needed at closing.
Yes — ICONIQ frequently offers closing cost assistance, rate buy-downs, and other incentives when financing through our preferred lenders. Available incentives change throughout the year, so contact our sales team at (936) 220-5414 to ask about current promotions.
We partner with preferred lenders who specialize in new construction financing and offer competitive rates, fast pre-approvals, and the ability to coordinate closely with our build timelines. Contact our sales team and we'll make the introduction.
From pre-approval to closing, the typical timeline is 30–90 days. Move-in ready homes can close in as little as 30 days, while homes still under construction close once the home is completed — usually 60–120 days from contract.
Yes, and we recommend it. Getting pre-approved is free, takes about 24–48 hours with our preferred lenders, and gives you a clear picture of your budget so you can shop with confidence.